Com1stBankId  

Post Falls Location: 208.457.9610
Coeur d’Alene Location: 208.635.7171
Downtown CDA Location: 208.667.6060

 
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Post Falls Location

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707 N. Post Street
Post Falls, ID 83854
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Phone: 208.457.9610

 

 

Coeur d'Alene
Location

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435 W. Hanley
Coeur d’Alene, ID 83815
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Phone: 208.635.7171

 

 

Downtown
Coeur d'Alene
Location

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504 E. Sherman
Coeur d’Alene, ID 83814
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Phone: 208.667.6060

 

 

24 Hour Account Information

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Phone: 866.228.8884

 

 

To Report a
Lost/Stolen Card

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Phone: 800.264.5578

 

 

 

Personal Savings

Regular Savings Account | Minor Savings Account | Money Market Accounts | Premium Money Market
Certificates of Deposit | Individual Retirement Accounts

 

 

Avg. Daily Balance to Avoid Service Charge

Service Charge
if ADB
Not Met

Minimum Opening Balance

Basic Bank Checks
Free

Earns Interest

Free Online Banking

Free E-Statements

Free Notary Service

Regular Savings

$200

$5

$100

N/A

Yes

Yes

Yes

Yes

Minor Savings

$25

$2.50

$25

N/A

Yes

Yes

Yes

Yes

Value Money Market

$1,500

$8

$500

No

Yes

Yes

Yes

Yes

Premium Money Market

$2,500

$11

$500

No

Yes

Yes

Yes

Yes

 

 

 

REGULAR SAVINGS

 

MINOR SAVINGS

An account designed for our customers who want a standard savings account with low minimum balance requirements

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  • No monthly service charge with an average daily balance of $200 or greater
  • Monthly service charge of $5.00 applied to account when minimum balance requirement not met
  • Minimum opening deposit of $100 is required.


 

An account designed for our customers who are 18 years of age or younger

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  • No monthly service charge with an average daily balance of $25 or greater
  • Monthly service charge of $2.50 applied to account when minimum balance requirement not met
  • Minimum opening deposit of $25 is required.


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VALUE MONEY MARKET

 

PREMIUM MONEY MARKET

A value money market is designed for our customers with limited check writing needs and who are able to maintain a $1,500 balance

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  • Earns a higher money market rate of interest on average daily balance of $1,500 or greater
  • No monthly service charge with an average daily balance of $1,500
  • Monthly service charge of $8 applied to account when minimum balance requirement not met
  • Preauthorized or automatic transfers, ATM or debit cards transactions and checks are limited to six (6) per statement cycle
  • Unlimited withdrawals made in person, by mail or any ATM
  • A minimum opening balance of $500 is required


 

An account designed for our customers who are able to maintain higher account balances

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  • Earns a higher money market rate of interest on average daily balance of $2,500 or greater
  • No monthly service charge with an average daily balance of $2,500 or greater
  • Monthly service charge of $11 applied to account when minimum balance requirement not met
  • Preauthorized or automatic transfers, ATM transactions and checks are limited to six (6) per statement cycle
  • Unlimited withdrawals made in person or by mail
  • A minimum opening deposit of $500 is required


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CERTIFICATES OF DEPOSIT

 

INDIVIDUAL RETIREMENT ACCOUNTS

A special type of account designed for our customers looking for a low-risk investment.

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  • We offer certificates of deposit with a typically higher rate of interest than a regular savings account.
  • Our CD’s feature Federal Deposit Insurance (FDIC) up to $250,000.
  • How do Certificates work?
  • You can invest your money by opening a fixed amount of money for a fixed period of time, and in exchange we pay you interest.
  • When you cash in or redeem your CD, you receive the originally invested amount plus any accrued interest.
  • If you redeem before maturity, you may have to pay an “early withdrawal” penalty or forfeit a portion that you earned.
  • A CD pays a fixed interest rate until it reached maturity.
  • A minimum opening deposit of $500 is required.
  • Whether you’re building assets for retirement or looking for a low-risk way for investment portfolio, we offer the right savings solution for your success.


 

 

Our Individual Retirement Accounts (IRA) is designed for our customers who want to save for their retirement by receiving the higher rate of interest with the safety of FDIC insurance.

Our IRA is a very affordable savings plan to help you and also give you significant tax advantages, enabling your savings to potentially grow at a faster rate. 


 

 

 

 

 

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ADDRESS:

707 N. Post Street
Post Falls, ID 83854
------

PHONE:
Phone: 208.457.9610

 

ADDRESS:

435 W. Hanley
Coeur d'Alene, ID 83815
------

PHONE:
Phone: 208.635.7171

 

ADDRESS:

504 E. Sherman Ave.
Coeur d'Alene, ID 83814
------

PHONE:
Phone: 208.667.6060

 

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