Post Falls Location: 208.457.9610
Coeur d’Alene Location: 208.635.7171
Downtown CDA Location: 208.667.6060

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Post Falls Location


707 N. Post Street
Post Falls, ID 83854
Phone: 208.457.9610



Coeur d'Alene


435 W. Hanley
Coeur d’Alene, ID 83815
Phone: 208.635.7171



Coeur d'Alene


504 E. Sherman
Coeur d’Alene, ID 83814
Phone: 208.635.6060



24 Hour Account Information

Phone: 866.228.8884



To Report a
Lost/Stolen Card

Phone: 800.264.5578





Equifax Breach | MasterCard Secure


Concerned about the Equifax breach? See our FAQ to learn more about the breach and how to protect yourself.


I’ve been hearing about the Equifax breach in the news. What happened?
Equifax, one of the nation’s three major credit reporting agencies, recently reported a massive data breach. The hackers accessed approximately 143 million people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. Hackers also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people.

The data breach is among the worst ever because of the amount of people affected and the sensitive type of information exposed. 

Was my information stolen?
If you have a credit report, there’s a good chance it was.

To find out if your personal information may have been impacted by the Equifax breach, you can go to the Equifax website and follow their instructions. Be sure you’re on a secure network (not public wi-fi) when you submit sensitive data over the internet.
*** Note: The Equifax site has been experiencing high volume and may be slow to respond. ***  

What can I do to protect myself?

  • 1. Be very careful with any email communications about the Equifax breach. Scammers are going to try to infect your computer with malware by enticing you to click on bad links or to visit fake websites to steal even more of your personal data.
  • 2. Monitor all of your accounts often and report any suspicious activity. Online and mobile banking can help you monitor your accounts anytime.
  • 3. Monitor your credit reports. Check your credit reports from Equifax, Experian and TransUnion for free by visiting . Accounts or activity that you don’t recognize could indicate identity theft. Visit to find out more information on what to do.
  • 4. Sign up for credit monitoring and/or identity theft protection services. Equifax is offering one year of their identity theft protection and credit file monitoring services for free. See *** Note: The Equifax site has been experiencing high volume and may be slow to respond.
  • *** 5. Place fraud alerts on your credit reports. Visit

Should I place a credit freeze on my files?
Before deciding to place a credit freeze on your accounts, consider your personal situation. If you might be applying for credit soon or think you might need quick credit in an emergency, it might be better to simply place a fraud alert on your credit files with the three major credit bureaus. A fraud alert puts a red flag on your credit report which requires businesses to take additional steps, such as contacting you by phone before opening a new account.

How do I place a freeze on my files? 

Visit for information on credit freezes.
To learn more about protecting yourself after a data breach, visit


Equifax has established a website that informs consumers if they may be affected by the breach, provides additional information on the breach, and offers complimentary identity theft protection and credit file monitoring. This information is available at To protect your identity and personal information, Community 1st Bank strongly encourages our customers to take the actions noted below. 

  • Review your account statements to spot any suspicious transactions. You can also monitor your account activity online at any time at
  • If you spot any suspicious transactions, please contact us immediately at 1-208-457-9610. • Consider if you should place an initial fraud alert on your credit report (see
  • Consider if you should freeze your credit file (see
  • The Consumer Financial Protection Bureau offers 10 tips for consumers affected by the Equifax breach. Review the tips by going to
  • Review your credit reports for accuracy. Call any one of the three credit reporting agencies to receive your free annual credit report or visit
  • Experian®
    P.O. Box 9554
    Allen, TX 75013
  • TransUnion®
    P.O. Box 2000
    Chester, PA 19016
  • Equifax®
    P.O. Box 740241
    Atlanta, GA 30374
  • You should also contact the credit reporting agencies to notify them of any suspected fraud or identity theft. 


In our on-going and continual effort to protect your financial information from fraudulent usage we offer a new "REGISTRATION SERVICE" for your Community 1st MasterCard Debit Card! The new program is called MasterCard Secure Code.

This product is free and will provide you with an extra level of security when making on line purchases.

Please click on the link below to access the service and get your Community 1st MasterCard Debit Card registered today!





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707 N. Post Street
Post Falls, ID 83854

Phone: 208.457.9610



435 W. Hanley
Coeur d'Alene, ID 83815

Phone: 208.635.7171



504 E. Sherman Ave.
Coeur d'Alene, ID 83814

Phone: 208.667.6060


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