Com1stBankId  

Post Falls Location: 208.457.9610
Coeur d’Alene Location: 208.635.7171
Downtown CDA Location: 208.667.6060

 
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Post Falls Location

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707 N. Post Street
Post Falls, ID 83854
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Phone: 208.457.9610

 

 

Coeur d'Alene
Location

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435 W. Hanley
Coeur d’Alene, ID 83815
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Phone: 208.635.7171

 

 

Downtown
Coeur d'Alene
Location

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504 E. Sherman
Coeur d’Alene, ID 83814
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Phone: 208.635.6060



 

 

“ Community 1st Bank has been a great partner! They take the time to understand my projects and provide loans tailored to meet my needs. They are a true community bank. Local decision making that understands our area. Doing the right thing is more than a slogan for this bank, it is how they really do business.”

- Steve Emtman, owner of Defender Developments 

 

 

 

 

BUSINESS BANKING OPTIONS

Regular Business Savings | Prestige Business Checking | Commercial Analysis Checking |
Small Business Bundle Checking | Prestige Business Money Market | Value Business Checking

Community 1st Bank understands the challenge and opportunity that comes with small to medium size business operations. We value every opportunity possible to encourage and support our business customers and our business products and services reflect that commitment.

As community bankers we are more than just a bank, we are a collection of experienced bankers with the collective experience to help your business implement the right banking tools to make life easier. As a business you have several challenges throughout the day, your banking needs should not be one of them.

Over the years it has been our privilege to work with the small start ups with big ideas, the large businesses that make this community great and even a few businesses that started out small but have grown to be big along the way. 

 

 

Monthly Activity Fee 

Avg. Daily Balance to Avoid Service Charge 

Service Charge if ADB Not Met 

Minimum opening Balance 

Earns Interest

Earnings Credit 

Free
Online Banking

Free E Statements

Value Business Checking

No

$1,500

$10

$100

No

No

Yes

Yes

Prestige Business Checking

No

$2,500

$15

$100

Yes

No

Yes

Yes

Small Business Bundle Checking

$.20 per debit, over 40 per month

$500

$15

$100

No

No

Yes

Yes

Commercial Analysis Checking

*see acct. officer for details

$100

Yes

Yes

Yes

Yes

Regular Business Savings

No

$1,500

$9

$500

Yes

No

Yes

Yes

Prestige Business Money Market

No

$2,500

$12

$500

Yes

No

Yes

Yes

 

REGULAR BUSINESS SAVINGS

 

PRESTIGE BUSINESS MONEY MARKET

An account designed for our business customers who want a standard savings account with low minimum balance requirements.

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  • No monthly service charge with an average daily balance of $1,500 or greater.
  • Monthly service charge of $9 applied to account when minimum balance requirements not met.
  • No minimum balance required to earn interest
 

An account designed for our business customers who maintain higher account balances.

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  • Earns a higher money market rate of interest on average daily balance of $2,500 or greater.
  • No monthly service charge with an average daily balance of $2,500 or greater.
  • Monthly service charge of $12 applied to account when minimum balance requirements not met.
  • Minimum opening deposit on all business savings accounts is $500


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COMMERCIAL ANALYSIS CHECKING

 

PRESTIGE BUSINESS CHECKING

An account designed for our mid-sized to large business customers with significant account activity.

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  • Earnings credit calculation is based on the 90-day Treasury Bill
  • Account pay an Earnings Credit to help offset monthly maintenance and transaction fees
  • Pay only for the services you use
  • Minimum opening deposit requirement on all business checking account is $100


 

An account designed for our small to mid-size business customers who want to earn interest on their checking account.

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  • No monthly activity fees.
  • No monthly service charge with an average daily balance of $2,500 or greater. Monthly service charge of $15 applied to account when balance requirements are not met.

  • Interest earned on average daily collected balance.

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SMALL BUSINESS BUNDLE CHECKING

 

VALUE BUSINESS CHECKING

No monthly service charge with average daily balance of $500 or greater. Monthly service charge of $15 applied to account when minimum balance requirements not met.

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  • Free on-line banking access with E-Statements
  • Free Community 1st Business Visa debit cards
  • $25 off first business check order package
  • 40 debits per month then $.20 per debit
  • Community 1st Business Visa credit cards*
  • Merchant bank card services*
  • *must meet credit underwriting requirements


 

An account designed for our small to mid-sized business customers.

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  • No monthly activity fees
  • No monthly service charge with an average daily balance of $1,500 or greater.
  • Monthly service charge of $10 applied to account when minimum balance requirements not met.

 

 

HOME

ABOUT US

About Us
Our Team
Community Outreach 

BUSINESS BANKING

Business Banking
Business Banking Options
Business Loans and Credit

PERSONAL BANKING

Personal Banking
Personal Checking
Personal Savings
Personal Loans  

COM1ST CARD SERVICES

 

CONTACT US

Locations
Branch Hours
Contact Form

 

ADDRESS:

707 N. Post Street
Post Falls, ID 83854
------

PHONE:
Phone: 208.457.9610

 

ADDRESS:

435 W. Hanley
Coeur d'Alene, ID 83815
------

PHONE:
Phone: 208.635.7171

 

ADDRESS:

504 E. Sherman Ave.
Coeur d'Alene, ID 83814
------

PHONE:
Phone: 208.667.6060

 

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